Secure your next home before you sell.

Apply now for 24 hour approval

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3 months interest free

You don’t have to sell first, a Bridgit loan could be for you.

Set up fee from 1.65%

Loans up to 6 months

Funding from $250K to $4M*

LVR up to 75%

No repayments until maturity

From 6.49% p.a thereafter, 6.67% p.a comparison rate^
*We can go above or below this loan amount if the exception is approved
3 months interest free

Bridging loans made for today

Our bridging loans provide you with fast property finance, used to create a ‘bridge’ between buying a new home and selling your existing. Using technology made for today, we help Aussie homeowners buy their dream home.

Trusted by customers who Bridgit

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21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

20 Jan 2021

Fast & Efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Kristen

22 Dec 2021

Great to deal with

They came back to us quickly with a decision, and we were able to move forward with confidence. I would use them again and will recommend them.

- Anthony

20 Dec 2021

Thank you Bridgit

Thank you all at Bridgit. The whole process was quick and efficient, completely the opposite from dealing with the bank.

- Frances

13 Dec 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharrane

30 Jun 2022

We want to thank the team at Bridgit

It was such a stress free experience that I can say I would thoroughly recommend Bridgit to anyone looking for a short term bridging finance solution! We never had financial dealings with any institution that was as seamless and easy as Bridgit was!

- Brian and Linda

24 Jun 2022

Professional, knowledgeable, unbelievably impeccable

I have never dealt with such a professional financial institution such as Bridgit in my years of buying houses. I encourage anyone looking for a bridging loan to utilise this unbelievable institution.

- Vikki

8 Apr 2022

A bridging loan that is easy!

A great new bridging loan facility that is market-leading and easy to set up, quick to provide approval and follow up customer service. If you are downsizing or moving, and need finance to make it happen efficiently and without the usual red take, then this is the lender for you.

- Paul

29 Apr 2022

Fantastic service

Fantastic work, nothing too hard for them, would certainly recommend them to friends that required a bridging loan.

- Greg

12 Apr 2022

Quick and easy

Creating an application was quick and easy and client was conditionally approved same day. Staff easy to deal with. No wait times. A great experience.

- Nicholas

Dec 13 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharanne

20 Dec 2021

Mortgage broker experience

I referred a client to Bridgit and was very happy with their service. They approved the application in 5hrs, which allowed them to bid with confidence at auction the following day.

- George

21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

Hear from customers who
bridged it

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Headache free,
stress free

3 months interest free with no monthly repayments, giving you plenty of time to sell your existing property.

Local support,
Aussie based

Our Aussie team is here to support you every step of the way.

Want to know more?

Get 24 hour approval with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Bridging essentials

I have an existing mortgage, can I get a Bridgit loan?

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Yes! Our Bridging Loans are a short-term finance solution to buying your dream property. We provide up to 75% LVR of the combined value of your two properties. For example, if your existing property is worth $2M, and the property you want to buy is worth $1M, we can cover the full purchase price of your new property. If you are upsizing and need more time to pay back the loan, you can refinance to a longer-term loan with an alternate lender.

What are the costs and fees?

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Costs and fees vary depending on your unique loan scenario. For example, we may charge: 

Set up fee: The set up fee starts from 1.65% and is calculated as a percentage of the total loan amount. It is added to your final loan amount and is repaid when your loan is  closed.

Interest rate: The  first 3-months of the loan period is interest free. Once the 3-month period has ended the interest rate is from 6.49% p.a (6.67% p.a comparison rate^). Interest  is calculated on a daily basis, you only pay interest for the number of days after the interest free period.

Loan deposit: A deposit from $900 is paid to accept our conditional approval offer and allows you to move your application into the final stages. Once your loan is funded, we will apply a credit of the same amount.

Valuation fees: To  confirm the final loan offer we need to complete a valuation on your existing property and the new one you are purchasing. We charge from $150 per valuation.

Government & settlement fees: Government and settlement fees can vary state by state but generally include title registration fees, mortgage registration fees, discharge fees, PEXA fees, and legal fees.

Find out more about the Bridgit loan

How does the application work?

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Apply online in under 5 minutes and receive 24 hour pre-approval. You then pay a small upfront deposit to accept our offer, which allows us to progress your loan to final checks and approvals. Once you sign the loan documents your loan will be settled! All in as little as 48hrs*.  

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable).

How does Bridgit ensure my data is secure?

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Here at Bridgit, we take data security and the protection of your information very seriously. As a fintech company, we use technology to digitally verify your financials safely and securely with bank level encryption, whilst delivering you a headache-free application experience. All the information we asses is similar to what you would supply in a manual application, our technology just allows us to process it faster and hassle-free.

What approvals do Bridgit offer?

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At Bridgit we offer a conditional approval offer when you have a contract of sale or you have found a property you plan to go to Auction for. The conditional approval offer is valid for 14 days, you accept this offer by paying your loan deposit. Once accepted you then move into the next stage to receive an unconditional approval.

Unconditional approval is given once we have completed the final assessments of your loan documents, you are then provided a Bridgit loan offer that is not subject to any conditions. This is your final loan offer, and you have 60 days to settle on your new home.

If you don’t have a property in mind you can schedule a call with one of our Bridging Specialists who will tell you a little more about Bridgit and what your next steps may be.

Want to know more?

Aussie based crew

Our talented Aussie team work hard to make buying property smarter and faster than ever before.

Weekdays 8:30am – 6pm

Disclaimer

^ Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. 1.65% set up fee and government charges apply.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.