Have a question in mind?

Our team is here to help

All articles
Use Cases

Buy Now, Sell Later®: How to secure your next move first

For many homeowners, the opportunity to secure a new home often arises before they have finalised the sale of their current one. Whether your clients are upsizing or downsizing, the ability to act decisively in a fast-moving market is a major competitive advantage.

‍

We recently worked with a client who used this structure to secure their next home:

‍

Complex income: By factoring regular share bonuses into servicing, the borrower met income verification where traditional banks often fall short.

High-value capacity: A $7,000,000 loan at 80% LVR, allowing the borrower to maximise their purchasing power.

Strategic security: By using two outgoing properties, the client purchased their new home first and avoided the cost and hassle of temporary rentals.

12-month loan term: With no monthly repayments, the client had a full year to sell their previous assets at peak market value.

‍

Traditional lending can often be too rigid for tight transitions, creating significant friction for buyers who need to move quickly. Bridgit removes this barrier, allowing homeowners to unlock equity and secure their next move immediately, without the stress of a double move or a rushed sale.

‍

‍

Want to explore how brokers are using bridging to structure deals like this?

Latest Articles

Discover tips for financing your next home journey.

News

Bridgit scales investment, taking the total funding to over $1.7 billion

Fintech Bridgit has today shared that Macquarie Bank’s Commodities and Global Markets Group (Macquarie) has increased its existing funding facility to Bridgit, taking total funding to over $1.7 billion.

Read more
News

Bridgit trademarks ‘Buy Now, Sell Later®’ as the business continues to dominate the home equity space

Bridgit has today announced the successful trademark of ‘Buy Now, Sell Later®’, marking a significant milestone for the business as it continues to dominate the home equity and bridging finance space.

Read more
News

Bridgit expands investment in Victoria with new Melbourne office

Fintech Bridgit, has today announced the opening of its Victorian office in Melbourne, marking a significant investment in the region.

Read more

Bridging Loans

Buy Now, Sell Later®. No more missing out or standing still. A whole lot more momentum. Keep life moving.

Learn more

Calculator

Find out what’s possible - calculate your borrowing power today.

Learn more
A 3D green padlock icon in an unlocked position.

Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

¹The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance. This rate applies to all applications made and which have not received unconditional approval by 11.59pm AEDT Monday 9 November 2026, and that settle by 11.59pm AEDT 31 December 2026.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.