Bridgit Rates and Fees

Apply nowSchedule a call
Trustpilot

Buy now, sell later

From 8.24% p.a, 8.33% p.a comparison rate^

5 minute application
24 hour approval
Loans up to 24 months
Loans up to $10M
LVR up to 80%
Apply Now

Winner – Finder People’s Choice Awards

Our rates

At Bridgit, we know that every property journey is different. That's why we offer flexible bridging loan terms to suit your needs.

Shorter terms (up to 12 months) are ideal for straightforward 'buy now sell later' scenarios, while longer terms (up to 24 months) give you more flexibility for things like renovations, house and land builds, or selling an investment property.

When you apply, our team will assess your scenario and approve the right loan term for your needs.

All-types
Owner-occupied
Investor

Owner-occupied

12 month term

Perfect for straightforward moves like downsizing, upsizing, or transitioning into a retirement village.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 0.79%
Min $300K, max $10M
Up to 12 month loan term
Up to 80% LVR
Owner-occupied

Bridge Rate from

7.74% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.04% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.17% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

24 month term

Designed for added flexibility. Ideal if you need extra time for renovations, long settlements, or updating your new home before moving in.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 1.15%
Min $300K, max $10M
Up to 24 month loan term
Up to 80% LVR
Owner-occupied

Bridge Rate from

8.24% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.04% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.29% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

Investor

12 month term

Suited to quick portfolio moves or short-term financing needs, with no monthly repayments and fast approvals.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 0.79%
Min $300K, max $10M
Up to 12 month loan term
Up to 80% LVR
Investment

Bridge Rate from

8.24% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.54% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.67% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

24 month term

More breathing room to manage land & build package timelines, hold tenanted properties before selling, or time the market to their advantage.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 1.15%
Min $300K, max $10M
Up to 24 month loan term
Up to 80% LVR
Investment

Bridge Rate from

8.74% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.54% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.64% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

Owner-occupied

12 month term

Perfect for straightforward moves like downsizing, upsizing, or transitioning into a retirement village.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 0.79%
Min $300K, max $10M
Up to 12 month loan term
Up to 80% LVR
Owner-occupied

Bridge Rate from

7.74% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.04% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.17% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

24 month term

Designed for added flexibility. Ideal if you need extra time for renovations, long settlements, or updating your new home before moving in.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 1.15%
Min $300K, max $10M
Up to 24 month loan term
Up to 80% LVR
Owner-occupied

Bridge Rate from

8.24% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.04% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.29% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

Investor

12 month term

Suited to quick portfolio moves or short-term financing needs, with no monthly repayments and fast approvals.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 0.79%
Min $300K, max $10M
Up to 12 month loan term
Up to 80% LVR
Investment

Bridge Rate from

8.24% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.54% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.67% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

24 month term

More breathing room to manage land & build package timelines, hold tenanted properties before selling, or time the market to their advantage.

No monthly repayments
Set-up fee from 0.79%
Min $300K, max $8M
No monthly repayments
Set-up fee from 1.15%
Min $300K, max $10M
Up to 24 month loan term
Up to 80% LVR
Investment

Bridge Rate from

8.74% p.a.

The Bridge rate applies at the start of the loan term. All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i

Stay Rate1 from

7.54% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Comparison Rate^ from
All rates are variable

7.64% p.a.

After the existing properties are sold and there is the residual loan balance remaining, the Stay Rate1 is applied.
All rates are variable.
We offer an introductory rate for the introductory period of the loan term which includes a 1% discount.
i
Apply now

Our fees

Our fees
Government and third party fees
Learn more about the Bridgit Loan

Secure and
trusted process

We use bank level security and encryption across our digital platform to ensure your information is secure.

Questions? We’re here to help. 

We pride ourselves on great customer service, if you have any questions, contact our specialist team at any time.

Weekdays 9am – 5:30pm AEDT
1300 141 161
hello@bridgit.com.au
Apply nowSchedule a call

Disclaimer
‍
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

1 The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
‍
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.79% and government charges apply.