Bridgit rates and fees

1 month interest-free

From 8.99% p.a introductory rate (includes a 1% p.a discount), 9.11% p.a comparison rate^

Set-up fee from 0.99%

Loans up to 12 months

Funding up to $4M

LVR up to 80%

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Our rates

Owner-occupied
Investment
From
8.99
%
p.a.

Variable introductory rate

We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
i
From
9.11
%
p.a.

Comparison rate^

Owner-occupied
From
9.49
%
p.a.

Variable introductory rate

We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
i
From
9.61
%
p.a.

Comparison rate^

Owner-occupied
Investment
Variable introductory rate
We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
i
From
8.99
%
p.a.
From
9.49
%
p.a.
Comparison rate^
From
9.11
%
p.a.
From
9.61
%
p.a.
Owner-occupied
Investment
Variable introductory rate
8.99
9.49
8.99
9.49

Our fees

From 0.99%
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location. This fee is calculated as a percentage of your loan and is included in your total loan amount.
1 month interest-free
The first month of the loan is entirely interest-free with no interest accruing.
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
Interest in advance
We calculate interest in advance based on the introductory rate and include it in the total loan amount. This means there are no monthly repayments during your loan term. If you repay your loan early, interest will be recalculated and the final payout amount reduced to reflect the actual term
From $220 per valuation, varies based on property value
Australian Property Institute certified valuers conduct independent valuations on the properties listed in the application. Valuation fees are paid at the conditional offer stage to support unconditional approval.
$450
The discharge fee covers the administrative steps to complete a hassle-free and smooth transition from your loan.
Set-up fee
From 0.99%
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
Interest-free
1 month interest-free
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
Interest
Interest in advance
We calculate interest in advance based on the introductory rate and include it in the total loan amount. This means there are no monthly repayments during your loan term.

If you repay your loan early, interest will be recalculated and the final payout amount reduced to reflect the actual term
Loan deposit
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
Valuations
From $220 per valuation, varies based on property value
Australian Property Institute certified valuers conduct independent valuations on the properties listed in the application. Valuation fees are paid at the conditional offer stage to support unconditional approval.
Loan discharge
$450
The discharge fee covers the administrative steps to complete a hassle-free and smooth transition from your loan.
Set-up fee
From 0.99%
The set-up fee is determined by several factors including LVR (loan to value ratio), loan size, loan type, and property location.

This fee is calculated as a percentage of your loan and is included in your total loan amount.
Interest-free
1 month interest-free
The first month of the loan is entirely interest-free with no interest accruing.
Interest
Interest in advance
We calculate interest in advance based on the introductory rate and include it in the total loan amount. This means there are no monthly repayments during your loan term.

If you repay your loan early, interest will be recalculated and the final payout amount reduced to reflect the actual term
Loan deposit
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
Valuations
From $220 per valuation, varies based on property value
Australian Property Institute certified valuers conduct independent valuations on the properties listed in the application.

Valuation fees are paid at the conditional offer stage to support unconditional approval.
Loan discharge
$450
The discharge fee covers the administrative steps to complete a hassle-free and smooth transition from your loan.

Government and third-party fees

It’s important to be aware of government and third-party fees that may apply throughout the process.
Third party
Document preparation
$770
We work with expert lawyers to handle all the loan paperwork and to  represent Bridgit at settlement, ensuring everything runs smoothly.
Legal costs
Varies
Engaging a lawyer to assist with the process can ensure that all loan requirements are properly managed and can provide representation on your behalf. Legal fees will vary based on the specific lawyer you choose.
Other
Property reports like inspection or strata can vary in cost.
You might need to consider ordering inspections or property related reports.
Third party
Document preparation
$770
We work with expert lawyers to handle all the loan paperwork and to  represent Bridgit at settlement, ensuring everything runs smoothly.
Legal costs
Varies
Engaging a lawyer to assist with the process can ensure that all loan requirements are properly managed and can provide representation on your behalf. Legal fees will vary based on the specific lawyer you choose.
Other
Property reports like inspection or strata can vary in cost.
You might need to consider ordering inspections or property related reports.
Government fees
Stamp duty
Government charges can include stamp duty, check your local government website for details.
We can include stamp duty in your loan amount, making it easier to manage your finances during your property transition.
Registration fees
Varies by state. Typically ranges from $200-$400
Registering your mortgage or discharge of mortgage. We include an allowance in your total loan amount.
Registration fees
Varies by state.  Typically ranges from $200-$400
Registering your mortgage or discharge of mortgage. We include an allowance in your total loan amount.
Government fees
Stamp duty
Government charges can include stamp duty, check your local government website for details.
We can include stamp duty in your loan amount, making it easier to manage your finances during your property transition.
Other
Varies by state.  Typically ranges from $200-$400
Registering your mortgage or discharge of mortgage. We include an allowance in your total loan amount.
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Questions? Chat to our team of local experts

We pride ourselves on great customer service, if you have any questions, you can contact our specialist team at any time.
Weekdays 9am - 5pm
AEST 1300 141 161

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.99% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.