Downsizing bridging loans with Bridgit
Buy now, sell later
From 8.24% p.a, 8.33% p.a comparison rate^
Why buy before you sell with Bridgit?
No income verification
We assess loans based on property equity and asset position.
No monthly repayments
No monthly repayments. Repay your loan once your existing property has sold.
No double mortages
We’ll pay your existing mortgage, so you don’t have to worry about two mortgages at once.
Save on temporary living
Move into your home sooner and avoid short-term rental, storage and moving costs.
No missed opportunities
Don’t miss out because of slow processes, unlock your property equity in 24 hours.
Downsizers
bridging loans
Thinking of downsizing? Bridging loans are a great option for you to take control of your next purchase, hassle free and without having to sell first.
The most common approach when downsizing is to sell your existing property first. But this comes with unknown hassles and costs, you might require a temporary living situation before buying again, you might feel the pressure to get back into the market purchasing a property that you don’t love, or you might miss out on an opportunity while waiting to sell.
A bridging loan helps you avoid these problems.


Find out more about our downsizing bridging loans
A bridging loan allows you to downsize before or during the selling process of your current home. The loan will be secured against your property equity, not your income, making it perfect if you are retired or semi retired. And at Bridgit we offer, 24 hour approvals and a customer service team here to help you.
You can use a bridging loan to secure your next perfect home, including:
- Residential property
- Land lease home
- Community home
- Retirement home
Buy now, sell later
From 8.24% p.a, 8.33% p.a comparison rate^


Simple process, faster approval
Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free
No monthly repayments and up to a 12 month loan term, giving you plenty of time to sell your existing property.

Expert support,
Aussie based
Our specialist team is here to support you every step of the way.
Trusted by customers
who Bridgit
Get 24 hour approval with Bridgit

01
Submit application
Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
02
Accept the offer
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
03
Purchase your property
Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).
04
Sell
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.
Hear from customers who
bridged it
Disclaimer
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
1 The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.79% and government charges apply.