Set up fee from 0.99%
Loans up to 6 months
Funding up to $3M
LVR up to 75%
Winner, Finder Innovation Awards 2023
Our Bridgit team specialises in bridging loans. That’s all we do. Our product gives Aussie homeowners the freedom to buy a new home before selling their existing property. Your loan is on your terms and personalised to your needs.
Our bridging loan rates are always competitive. But we’re different. We offer a 3 month interest free period. That means no bridging loan rates for more than half of the loan period.
We can provide a loan of up to $3M for up to six months.
We understand the property market and know sometimes it is difficult to sell a property quickly. It may take time to get the best result from your sale. We don’t want you to worry about your bridging loan rate tallying up each day. This is why we offer a 3 month interest free period instead of a bridging loan rate from the get-go. Use this time to prepare and sell the property without the interest building up. Your bridging loan rate won’t start until after the 3 month period has ended.
The set-up fee is calculated as a percentage of the total loan amount and does not need to be paid until you settle the loan. This way you don’t have to rush and worry that your bridging loan interest rate is building up each day. Your bridging loan rate starts once the three months is over.
Our bridging loan rate starts from 8.64%, this is accrued daily after the 3 month interest-free period. You will only have to pay the bridging loan interest for the number of days you go over. For example, if you sell your property after 3 months and 3 days, you will only be charged the bridging loan rate for the 3 days.
Our Bridgit team specialises in bridging loans. That’s all we do. Our product gives Aussie homeowners the freedom to buy a new home before selling their existing property. Your loan is on your terms and personalised to your needs.
Our bridging loan rates are always competitive. But we’re different. We offer a 1 month interest free period. That means no bridging loan rates for more than half of the loan period.
We can provide a loan of up to $3M for up to six months.
We understand the property market and know sometimes it is difficult to sell a property quickly. It may take time to get the best result from your sale. We don’t want you to worry about your bridging loan rate tallying up each day. This is why we offer a 1 month interest free period instead of a bridging loan rate from the get-go. Use this time to prepare and sell the property without the interest building up. Your bridging loan rate won’t start until after the 1 month period has ended.
The set-up fee is calculated as a percentage of the total loan amount and does not need to be paid until you settle the loan. This way you don’t have to rush and worry that your bridging loan interest rate is building up each day. Your bridging loan rate starts once the three months is over.
Our bridging loan rate starts from 8.69%, this is accrued daily after the 1 month interest-free period. You will only have to pay the bridging loan interest for the number of days you go over. For example, if you sell your property after 1 month and 3 days, you will only be charged the bridging loan rate for the 3 days.
Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.
Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.
Set up fee from 0.99%
Loans up to 6 months
Funding up to $3M
LVR up to 75%
No repayments until maturity
Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.
1 month interest free with no monthly repayments, giving you plenty of time to sell your existing property.
Our Aussie team is here to support you every step of the way.
“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives”
“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
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Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.
Schedule a call
Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.
02 Feb 2023
If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. In my experience I found Bridgit to be way more efficient than the big banks. I received conditional approval within an hour of my application and unconditional approval within a week.
- Michael
23 Nov 2023
Bridgit came to the rescue providing an approval less than 24hrs of submission and settlement booked within 24hrs of returned signed loan docs. With Bridgit's assistance and fast processing we were able to leave a positive experience with our high valued client.
- Irene
11 Nov 2023
The team at Bridgit was so helpful in ensuring my clients could settle on their dream homes. Our situation was slightly complicated, but this never phased Bridgit, who offered us a solution no bank could.
- Oliver
20 Oct 2022
Bridgit absolutely came through for us - customer service was great. The whole team was up-to-date with our application making it easy to progress. I highly recommend Bridgit. Very reasonable fees and rates make them an option to be seriously considered over the big banks.
- Dana
24 Jun 2022
I have never dealt with such a professional financial institution such as Bridgit in my years of buying houses. I encourage anyone looking for a bridging loan to utilise this unbelievable institution.
- Vikki
08 Apr 2022
A great new bridging loan facility that is market-leading and easy to set up, quick to provide approval and follow up customer service. If you are downsizing or moving, and need finance to make it happen efficiently and without the usual red take, then this is the lender for you.
- Paul
20 Dec 2021
I referred a client to Bridgit and was very happy with their service. They approved the application in 5hrs, which allowed them to bid with confidence at auction the following day.
- George
21 Feb 2022
Very easy to apply - I had my conditional approval within hours of submitting my request. It was very clear what needed to be provided to get unconditional approval, and I knew when I inspected the property that if I needed to make an offer, I was well-placed to do so.
- Annette
23 Nov 2022
Working with Bridgit to obtain financing for a bridging loan was straightforward. The online interface guides you through the requirements, and their customer service team is very helpful. Any questions we had were answered promptly. They have found a niche in the bridging loan market.
- Marcus
Disclaimer
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.99% and government charges apply.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
