Bridgit. Bridging loan rates

3 months interest free

From 5.99% p.a thereafter, 6.16% p.a comparison rate^

Set up fee from 1.65%

Loans up to 6 months

Funding up to $4m*

LVR up to 75%

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Find out more about our
Bridgit loans

Bridging loan rates

Our Bridgit team specialises in bridging loans. That’s all we do. Our product gives Aussie homeowners the freedom to buy a new home before selling their existing property. Your loan is on your terms and personalised to your needs.

Our bridging loan rates are always competitive. But we’re different. We offer a three-month interest free period. That means no bridging loan rates for more than half of the loan period.

We can provide a loan of up to $4M for up to six months.

3 months interest free

We understand the property market and know sometimes it is difficult to sell a property quickly. It may take time to get the best result from your sale. We don’t want you to worry about your bridging loan rate tallying up each day. This is why we offer a three-month interest free period instead of a bridging loan rate from the get-go. Use this time to prepare and sell the property without the interest building up. Your bridging loan rate won’t start until after the three-month period has ended.

Set up cost from 1.65%

The set-up fee is calculated as a percentage of the total loan amount and does not need to be paid until you settle the loan. This way you don’t have to rush and worry that your bridging loan interest rate is building up each day. Your bridging loan rate starts once the three months is over.

5.99% after interest free period

Our bridging loan rate starts from 5.99%, this is accrued daily after the three-month interest-free period. You will only have to pay the bridging loan interest for the number of days you go over. For example, if you sell your property after three months and three days, you will only be charged the bridging loan rate for the three days.

Find out more about our fast bridging loans

Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.

Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.

Apply now

3 months interest free

From 5.99% thereafter, 6.16% comparison rate*

Set up fee from 1.65%

Loans up to 6 months

Funding up to $4m*

*We can go above or below this loan amount if the exception is approved

LVR up to 75%

No repayments until maturity

Apply now

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get same day approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

3 months interest free with no monthly repayments, giving you plenty of time to sell your existing property.

Local support,
Aussie based

Our Aussie team is here to support you every step of the way.

Want to know more?
Bridgit benefits

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

We are here to improve the process of lending, to take the stress out of it. We are made for today.

Trusted by customers who Bridgit

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21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

20 Jan 2021

Fast & Efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Kristen

22 Dec 2021

Great to deal with

They came back to us quickly with a decision, and we were able to move forward with confidence. I would use them again and will recommend them.

- Anthony

20 Dec 2021

Thank you Bridgit

Thank you all at Bridgit. The whole process was quick and efficient, completely the opposite from dealing with the bank.

- Frances

13 Dec 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharrane

21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

20 Jan 2022

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Kristen

Dec 22 2021

Thank you to all

Thank you all at Bridgit. The whole process was quick and efficient, completely the opposite from dealing with the bank.

- Frances

Dec 20 2022

Great to deal with

They came back to us quickly with a decision, and we were able to move forward with confidence. I would use them again and will recommend them.

- Anthony

Dec 13 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharanne

20 Dec 2021

Mortgage broker experience

I referred a client to Bridgit and was very happy with their service. They approved the application in 5hrs, which allowed them to bid with confidence at auction the following day.

- George

21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

Disclaimer

^ Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. 1.65% set up fee and government charges apply.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.