Bridgit. Buy Now Sell Later.

No credit checks until you qualify

Bridgit. Buy Now Sell Later.

First 3 months interest free

From 6.49% p.a thereafter, 6.67% p.a comparison rate^

Set up fee from 1.65%

Loans up to 6 months

Funding up to $4m*

LVR up to 75%

Apply now

24 hour approval

48 hour settlement

No repayments until maturity

3 months interest free

Simple online process

Its quick, easy, and secure, all designed to make your life easier.

5-minute application

24 hour approval

No paperwork

Aussie customer service

Simple online process

When to Bridgit?

Found the perfect property but haven’t sold?

Buy first and avoid the hassle of multiple moves and renting

Renovate and increase the value of your property before selling

Bank approval taking too long?

Apply Now


Who is eligible?

We can help all types of homeowners

  • PAYG
  • Retired with income
  • Retired without income
  • Self employed (alt doc or low doc)

Eligibility requirements

  • Good credit history
  • Be an Australian Citizen or Permanent resident over the age of 18
  • Be borrowing against a property in Australia
  • Have a government ID, such as a passport or drivers license

Postcode requirements

  • We lend in most metro and non-metro postcodes. However we're still new so we can't lend in some areas outside the major population areas of Australia.

Different documents are required for each type of borrower

PAYG Income

  • Confirmation of 6 months employment
  • Evidence of 2 months’ pay

Self employed

  • Full doc – Tax returns for 2 years
  • Alt doc – Accountant declaration

Retired with no income (downsizing only)

  • No income verification required

Bridgit loan fees

Fees can vary depending on your unique loan scenario.

Set-up fee

From 1.65%

The set up fee starts from 1.65% and is calculated as a percentage of the total loan. If your property has not sold yet, the set up fee is from 1.99%.

Interest free

3 months

The first 3 months are interest free.

Interest rate

From 6.49% p.a. after interest free period

After the interest free period, interest is calculated daily which means you only pay interest for the amount of days you go over the 3 months. (6.67% p.a. comparison rate^).

Loan deposit

From $900

The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.

Valuation fees

From $150 per valuation

We complete a valuation of  the properties so we can confirm the final loan amount.

Government & settlement fees

Vary by state

These fees generally include the mortgage registration fee, discharge fees, pexa fees and legal fees.

These are example fees only, some may not apply to your scenario.

Complete our online application to find out what costs may apply to your unique scenario (don’t worry it doesn’t cost anything to apply!).

Submit application

We are here to improve the process of lending, to take the stress out of it. We are made for today.

Our team is here to help you at any time

Weekdays 8:30am – 6pm AEDT
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^ Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. 1.65% set up fee and government charges apply.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.