Set up fee from 0.99%
Loans up to 6 months
Funding up to $3M
LVR up to 75%
Winner, Finder Innovation Awards 2023
A low doc bridging loan is typically used by self-employed borrowers, casual workers, retirees, and freelancers who may find it difficult to provide conventional proof of income.
At Bridgit, we take a common-sense approach to income verification, by accepting alternate proof of income.
Our low doc bridging loans are designed to help borrowers who do not have the standard PAYG payslips, financial statements or tax returns needed for a traditional loan. However, the type of documentation needed will depend on the customers unique scenario.
Our low doc bridging loans or alternate documentation loans are suitable for customers who are upsizing to a property with a larger value of their existing home and are self-employed or do not have the standard PAYG pay slips.
If a customer is downsizing to a property with a smaller value than their existing home, they will qualify for no income verification. This is because after the sale of their existing property, they are able to pay back the loan in full with out any remaining mortgage or need to finance a longer-term loan.
A low doc bridging loan is typically used by self-employed borrowers, casual workers, retirees, and freelancers who may find it difficult to provide conventional proof of income.
At Bridgit, we take a common-sense approach to income verification, by accepting alternate proof of income.
Our low doc bridging loans are designed to help borrowers who do not have the standard PAYG payslips, financial statements or tax returns needed for a traditional loan. However, the type of documentation needed will depend on the customers unique scenario.
Our low doc bridging loans or alternate documentation loans are suitable for customers who are upsizing to a property with a larger value of their existing home and are self-employed or do not have the standard PAYG pay slips.
If a customer is downsizing to a property with a smaller value than their existing home, they will qualify for no income verification. This is because after the sale of their existing property, they are able to pay back the loan in full with out any remaining mortgage or need to finance a longer-term loan.
Bridgit loans are made for today. By utilising technology, we process your information quickly and move you throughout the application and loan process efficiently. This helps take the stress out of the lending process so you can focus on making better decisions when it comes to buying your next dream property.
Although we are faster, everything we do is designed to be more trusting. We will always make sure that we provide the best solution for you. We have a team of amazing Aussies to support you along the way.
Set up fee from 0.99%
Loans up to 6 months
Funding up to $3M
LVR up to 75%
No repayments until maturity
Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.
1 month interest free with no monthly repayments, giving you plenty of time to sell your existing property.
Our Aussie team is here to support you every step of the way.
“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives”
“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
.jpg)
Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.
Schedule a call
Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.
02 Feb 2023
If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. In my experience I found Bridgit to be way more efficient than the big banks. I received conditional approval within an hour of my application and unconditional approval within a week.
- Michael
23 Nov 2023
Bridgit came to the rescue providing an approval less than 24hrs of submission and settlement booked within 24hrs of returned signed loan docs. With Bridgit's assistance and fast processing we were able to leave a positive experience with our high valued client.
- Irene
11 Nov 2023
The team at Bridgit was so helpful in ensuring my clients could settle on their dream homes. Our situation was slightly complicated, but this never phased Bridgit, who offered us a solution no bank could.
- Oliver
20 Oct 2022
Bridgit absolutely came through for us - customer service was great. The whole team was up-to-date with our application making it easy to progress. I highly recommend Bridgit. Very reasonable fees and rates make them an option to be seriously considered over the big banks.
- Dana
24 Jun 2022
I have never dealt with such a professional financial institution such as Bridgit in my years of buying houses. I encourage anyone looking for a bridging loan to utilise this unbelievable institution.
- Vikki
08 Apr 2022
A great new bridging loan facility that is market-leading and easy to set up, quick to provide approval and follow up customer service. If you are downsizing or moving, and need finance to make it happen efficiently and without the usual red take, then this is the lender for you.
- Paul
20 Dec 2021
I referred a client to Bridgit and was very happy with their service. They approved the application in 5hrs, which allowed them to bid with confidence at auction the following day.
- George
21 Feb 2022
Very easy to apply - I had my conditional approval within hours of submitting my request. It was very clear what needed to be provided to get unconditional approval, and I knew when I inspected the property that if I needed to make an offer, I was well-placed to do so.
- Annette
23 Nov 2022
Working with Bridgit to obtain financing for a bridging loan was straightforward. The online interface guides you through the requirements, and their customer service team is very helpful. Any questions we had were answered promptly. They have found a niche in the bridging loan market.
- Marcus
Disclaimer
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.99% and government charges apply.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
