Downsize
Move into more freedom
Access your home equity to make your next move simple, seamless, and stress-free
5-minute application
Apply online in just a few minutes, no paperwork
Loans up to 24 months
Short-term solutions designed to give you flexibility
Funding up to $10M
Borrow the amount you need for your situation
LVR up to 85%
Competitive lending that keeps you moving forward
From a place of memories to a place of possibilities
Downsizing should be an exciting step - not a stressful one. But selling first can mean feeling rushed, moving twice, or missing out on the perfect home.
With a Bridgit bridging loan, you can buy your next home first and sell later, giving you time to downsize once, sell well, and move at your own pace.
We assess based on your property equity, not your income, so retirement or reduced earnings don’t stand in the way of your next move.
Solutions designed for downsizers
Solutions designed for downsizers
From quick decisions to real care when you need it most, Bridgit is reshaping finance so it works in your favour.
No income verification
We assess loans based on property equity and asset position, not income
Sell in your own time
No monthly repayments during the loan term means more peace of mind
Fast access to funds
Don’t miss out because of slow processes, unlock your property equity in 24 hours
Move only once
Save the hassle and expense of renting or juggling multiple moves
Bridging Loans
Buy now, sell later. No more missing out or standing still. A whole lot more momentum. Keep life moving.
Calculator
Find out what’s possible - calculate your borrowing power today.
Compare your loan options
Bridgit
Traditional lender
Approval
24 hour approvals
Long wait times
Repayments
No monthly repayments
Monthly repayments required
Loan term
Up to 24 months
Typically 6-12 months
Eligibility
Flexible, tailored to your home equity position
Restrictive, niche qualification
.png)
.png)
Life moves.
Here’s how we can help
Bridgit helps homeowners move forward with confidence.
.png)
“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
GilesBridgit customer
“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives.”
SharanneBridgit customer.png)
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
KayBridgit customer
Bank-grade security
Every transaction, document, and piece of data is secured with industry-leading protection.
Lightning-fast approvals
Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.
Real people, real service
Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.
Trusted by homeowners
We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.
Bank-grade security
Every transaction, document and piece of data is secured with industry leading protection.
Lightning-fast approvals
Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.
Real people, real service
Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.
Trusted by homeowners
We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.
Unlock your financial potential
Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.
Our disclaimers
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.