Retire

Add more freedom to your retirement

Unlock your property equity to support your next move into retirement or aged care

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Flexibility for your next chapter

Retirement is your time to enjoy what you’ve worked for, not hold back. Bridgit makes it simple to unlock the equity in your home, giving you the freedom to shape retirement your way.



Whether you’re downsizing, moving closer to family, or freeing up funds, a Bridgit loan gives you financial flexibility without the stress of selling first. It’s all about making retirement more comfortable, more flexible, and more you.

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Solutions designed for retirees

Solutions designed for retirees

From quick decisions to real care when you need it most, Bridgit is reshaping finance so it works in your favour.

Fast access to funds

Approvals in as little as 24 hours so you can act quick on time-sensitive deals

Keep life moving

Cover expenses, enjoy new experiences or support loved ones

Simple process

No hidden steps, just clear, straightforward support

Real people to help

Our team is here to guide you through
every stage

Bridging Loans

Buy now, sell later. No more missing out or standing still. A whole lot more momentum. Keep life moving.

Learn more

Calculator

Find out what’s possible - calculate your borrowing power today.

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Progress starts
with one simple step

Apply now

Compare your loan options

Bridgit

Traditional lender

Approval

24 hour approvals
Long wait times

Repayments

No monthly repayments
Monthly repayments required

Loan term

Up to 24 months
Typically 6-12 months

Eligibility

Flexible, tailored to your home equity position
Restrictive, niche qualification

Life moves.
Here’s how we can help

Bridgit helps homeowners move forward with confidence.

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Bank-grade security

Every transaction, document, and piece of data is secured with industry-leading protection.

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Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

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Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

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Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green unlocked padlock icon on black background.
Bank-grade security

Every transaction, document and piece of data is secured with industry leading protection.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green stopwatch showing time at ten minutes past two.
Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green and blue vintage telephone handset with speaker and microphone holes.
Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green 3D house icon with windows and an arched doorway.
Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
A 3D green padlock icon in an unlocked position.

Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.



1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.



^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.