Secure your next home before you sell.

Found the perfect property? Apply for a bridging loan now.

Apply now
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I’m searching for the perfect property

Apply for pre-approval so you can search with confidence

Get pre-approved

I have found the perfect property

Apply for a Bridgit loan in under 5 minutes

Get conditional approval

I want to renovate before I sell

Renovate to increase the value of your property before you sell

Apply now
Find out more about our

Get moving with a Bridgit loan

You don’t have to sell first, a Bridgit loan could be for you.

You don’t have to sell first, a Bridgit loan could be for you.

Our bridging loans provide you with fast property finance, used to create a ‘bridge’ between buying a new home and selling your existing. Using technology made for today, we help Aussie homeowners buy their dream home.

3 months interest free

3 months interest free

From 5.99% p.a thereafter, 6.16% p.a comparison rate^

Set up fee from 1.65%

Loans up to 6 months

Funding up to $4m*

LVR up to 75%

No repayments until maturity

Apply now

Why Bridgit?

Simple process,
faster approval

Apply online in under 5 minutes and get same day approval. Don’t miss the opportunity to buy your dream home today.

Headache free,
stress free

3 months interest free with no monthly repayments, giving you plenty of time to sell your existing property.

Local support,
Aussie based

Our Aussie team is here to support you every step of the way.

Want to know more?

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

Bridging essentials

I have an existing mortgage, can I get a Bridgit loan?

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Yes! Our Bridging Loans are a short-term finance solution to buying your dream property. We provide up to 75% LVR of the combined value of your two properties. For example, if your existing property is worth $2M, and the property you want to buy is worth $1M, we can cover the full purchase price of your new property. If you are upsizing and need more time to pay back the loan, you can refinance to a longer-term loan with an alternate lender.

What are the costs and fees?

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Costs and fees vary depending on your unique loan scenario. For example, we may charge: 

Set up fee: The set up fee starts from 1.65% and is calculated as a percentage of the total loan amount. It is added to your final loan amount and is repaid when your loan is  closed.

Interest rate: The  first 3-months of the loan period is interest free. Once the 3-month period has ended the interest rate is from 5.99% p.a (6.16% p.a comparison rate^). Interest  is calculated on a daily basis, you only pay interest for the number of days after the interest free period.

Loan deposit: A $900 deposit is paid to accept our conditional approval offer and allows you to move your application into the final stages. Once your loan is funded, we will apply a credit of the same amount, meaning  you get it back.

Valuation fees: To  confirm the final loan offer we need to complete a valuation on your existing property and the new one you are purchasing. We charge from $250 per valuation.

Government & settlement fees: Government and settlement fees can vary state by state but generally include title registration fees, mortgage registration fees, discharge fees, PEXA fees, and legal fees.

Find out more about the Bridgit loan

How does the application work?

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Apply online in under 5 minutes and receive same day pre-approval. You then pay a small upfront deposit to accept our offer, which allows us to progress your loan to final checks and approvals. Once you sign the loan documents your loan will be settled! All in as little as 48hrs*.  

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable).

What is the difference between pre-approval, conditional approval and unconditional approval?

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Pre-approval is offered if you do not have a contract for sale. In other words, if you are still looking for a property and are unsure if you want to go ahead with a purchase or have not paid the deposit. Pre-approval is valid for 30 days.

Conditional approval is offered if you have an existing contract for sale and have paid the deposit and required valuation fees. In other words, if you are ready to buy a new property, have or are about to make an offer, or need immediate finance. You have 14 days to pay the required deposit fee and from this date, Conditional approval is valid for 30 days.

Unconditional approval is given once we have completed the final assessments of your loan documents, you are then provided a Bridgit loan offer that is not subject to any conditions. This is our final loan offer, and you have 60 days to settle on your new home.

Want to know more?

Trusted by customers who Bridgit

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21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

20 Jan 2021

Fast & Efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Kristen

22 Dec 2021

Great to deal with

They came back to us quickly with a decision, and we were able to move forward with confidence. I would use them again and will recommend them.

- Anthony

20 Dec 2021

Thank you Bridgit

Thank you all at Bridgit. The whole process was quick and efficient, completely the opposite from dealing with the bank.

- Frances

13 Dec 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharrane

21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

20 Jan 2022

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Kristen

Dec 22 2021

Thank you to all

Thank you all at Bridgit. The whole process was quick and efficient, completely the opposite from dealing with the bank.

- Frances

Dec 20 2022

Great to deal with

They came back to us quickly with a decision, and we were able to move forward with confidence. I would use them again and will recommend them.

- Anthony

Dec 13 2021

Fast and efficient

Bridgit were fast and efficient we would never of been able to buy our dream property without them. Would highly recommend them and the team.

- Sharanne

20 Dec 2021

Mortgage broker experience

I referred a client to Bridgit and was very happy with their service. They approved the application in 5hrs, which allowed them to bid with confidence at auction the following day.

- George

21 Feb 2022

I had a great experience

Bridgit provided superb customer service with regular communication throughout the process. A much more personable and flexible experience.

- Giles

14 Feb 2022

We settled on time!

The team were exceptional in getting valuation, documentation etc completed and we settled for property on time!

- Neil

Aussie based crew

Our talented Aussie team work hard to make buying property smarter and faster than ever before.

Weekdays 8:30am – 6pm

Disclaimer

^ Comparison rate calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. 1.65% set up fee and government charges apply.

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.