All your bridging

needs in one place.

Buy Now, Settle Later

Sold your home, but waiting to settle? Buy your next home now, settle later.

1 month interest free

Set-up fee from 0.99%*

6 months loan term
Min $300k, max $4M
LVR up to 80%
From 8.45% p.a thereafter, 8.57% p.a comparison rate^

*If the property you are selling is located in a metropolitan postcode, has an exchanged contract of sale and will settle within 30 days of loan funded date.

Buy Now, Sell Later

Found your next dream home? Buy your next property now, sell later.

1 month interest free

Set-up fee from 1.25%**

6 months loan term
Min $300k, max $4M
LVR up to 80%
From 8.45% p.a thereafter, 8.60% p.a comparison rate^

* *If the property you are selling is located in a metropolitan postcode and does not have an exchanged contract of sale.

Working with brokers to help Aussie homeowners buy now, sell later.

We believe that a bridging loan can help your clients achieve their goals, and we are working hard to make residential bridging more accessible for Aussie homeowners.

Downsizing
Upsizing
Rightsizing
Unlocking equity
Schedule a call

Introducing the single security bridging loan.

Our single security bridging loan is secured against the property being sold, not the property being purchased. Making it the perfect option for your clients to buy a retirement or land lease home, without having to sell first.

  • No income verification

  • No double mortgages

  • No monthly repayments

  • No temporary living

  • Jump on opportunities

  • 24 hour approval

We helped retirees Sue and Ralf move into their dream retirement home

Learn more about downsizing with Bridgit.

“We are most looking foward to starting a new adventure at this time of our lives.

The best result of taking out this loan was that we purchased a Villa in a Retirement Village which came up for sale unexpectedly, before we had sold our residential property. The Villa ticked all our boxes, and we knew if we didn’t purchase this Villa that we could wait years for another to become available. We had specific requirements that we needed in a new home.”

Sue and Ralf

Bridgit customers
Workshop a scenario
Frequently Asked Questions
What is a bridging loan in Australia?

Partner with us

We work with a range of property professionals including:

Brokers who are accredited with one of our partner aggregators

Brokers with an Australia Credit License (ACL)

Real estate agents and buyers agents

Accountants, lawyers and consultants

Partner with us
We work with a range of property professionals including:
Brokers who are accredited with one of our partner aggregators
Brokers with an Australia Credit License (ACL)
Real estate agents and buyers agents
Accountants, lawyers and consultants

Bridging loan

Buy your next home before you have sold with the Bridgit loan

Set-up fee from 0.99%

1 month interest-free

Min $300k, max $4M

Apply now

Up to 12 month loan term

No monthly repayments

LVR up to 80%

From 8.99% p.a introductory rate
(includes a 1% p.a discount for the first 6 months)

From 9.11% p.a comparison rate^

*From 6.49% p.a thereafter, 6.68% p.a comparison rate^

Our Process

1

Submit Application

Get accredited with Bridgit and determine your client’s serviceability using our digital calculator. Apply for 24 hour approval via our online application process.

2

Conditional Approval

The conditional approval offer is shared with both you and your client. To accept this offer, you client will pay the relevant upfront fees.

3

Supporting Documents

Upload all supporting documents via our online portal. Our credit team will review and provide the unconditional offer.

4

Unconditional Settlement & Fee

Your client accepts the unconditional offer by signing our legal documents. Within 48hrs of the documents being signed, we settle the loan amount to your client.

What we offer?

24 hour approval

Don’t let your client miss another opportunity to buy their dream home.

No clawbacks

Broker fees paid upfront, with no clawbacks.

Credit team support

Direct access to the credit team every step of the way.