Credit Union Bridging Loan
Looking for credit union bridging loan? Our bridging loan lets you access your property equity to buy a new home before selling. Enquire online
Bank-grade security
Every transaction, document, and piece of data is secured with industry-leading protection.
Lightning-fast approvals
Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.
Real people, real service
Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.
Trusted by homeowners
We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.
Bank-grade security
Every transaction, document and piece of data is secured with industry leading protection.
Lightning-fast approvals
Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.
Real people, real service
Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.
Trusted by homeowners
We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.
When a Bridging Loan fits your move
When a Bridging Loan fits your move
You want to buy first, sell later
Take the pressure off selling. Secure your next home without the wait
You need fast, flexible funding
Access approvals in as little as 24 hours, so you can keep things moving
Your equity is tied up in your home
Free up funds from your current home to support your next step
Your situation is temporary
Cover the gap with a short-term loan built for the in-between
How it works
Apply instantly
Submit your application, we'll assess within 24 hours
Buy now
Move forward knowing your finance is sorted
Sell later
When your old home sells, you settle the loan
Your bridging experts
When we started, no one specialised in bridging loans – so we changed that. We knew that bridging loans opened up possibilities for homeowners to turn built-up equity into progress, all on their own terms. Today, we help Australians unlock wealth with flexible finance that makes that progress possible, sooner.
Tech first. People first.
Everything we do is to help you make progress in your life. That’s why we’ve designed industry-leading technology. Our platform is purpose-built for speed and simplicity. Applications are digital and clear. Approvals come in hours, not weeks.
When tech works like it should, our bridging experts can focus on what really matters, helping you move forward.
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Learn about our loans
We believe finance should never hold you back from taking the next step.
That’s why our loans combine fast approvals, flexible terms and real human support. So whatever your path, you can keep life moving.
Bridging Loan
Buy first and sell when you’re ready to avoid the limbo between homes
Understand your options
Learn more about bridging finance, home equity loans, and everything in between
Calculator
Find out what’s possible - calculate your borrowing power today
Rates
Know exactly what you’ll pay, simple and upfront
Life moves.
Here’s how we can help
Bridgit helps homeowners move forward with confidence.
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“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
GilesBridgit customer
“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives.”
SharanneBridgit customer.webp)
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
KayBridgit customer
Unlock your financial potential
Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.