Equity Mortgage Meaning
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Trustscore 4.8
134 reviews
Buy now, sell later
Why Bridgit
24 hour approval
Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.
No monthly repayments
Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.
No missed opportunities
Don't miss out because of slow processes, unlock your property equity in 24 hours.
The Bridgit Solution
At Bridgit, we’re all about helping Aussie homeowners unlock their property wealth. With our specialist bridging loan solution, you can unlock your property equity before you have sold your existing property. We can help you with:
- Downsizing
- Upsizing
- Investing
- Retirement living
- Delayed settlements
- Cosmetic renovations
- Financial consolidation
- Marital separation
Bridgit Bridging Loans
Buy now, sell later
Bridge Rate from
7.74% p.a.
Stay Rate1 from
7.04% p.a.
All rates are variable.
7.17% p.a.
Variable Bridge Rate
8.24
8.33
Bridgit Bridging Loans
Buy now, sell later
Variable Bridge Rate
8.74
8.84
Bridge Rate from
8.24% p.a.
Stay Rate1 from
7.54% p.a.
7.67% p.a.
1
Apply in minutes
Quick and simple online application with bank level security and encryption.
2
Fast approval
Get approved within 24 hours and progress with confidence.
3
Buy now
Make the most of opportunities! Take your time finding your next perfect home.
4
Sell later
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 24 months.
Simple process, faster approval
Apply online in under 5 minutes and get 24 hour approval. Don’t miss the opportunity to buy your dream home today.
Headache free,
stress free
No monthly repayments and up to a 24 month loan term, giving you plenty of time to sell your existing property.
Expert support,
Aussie based
Our specialist team is here to support you every step of the way.
Trusted by customers
who Bridgit
Get 24 hour approval with Bridgit
01
Submit application
Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.
02
Accept the offer
Accept your loan offer by making a small upfront deposit and progress your application to the next stage.
03
Purchase your property
Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.
*Subject to the loan scenario and outgoing lender processes onrefinance (if applicable).
04
Sell
Sell your existing property and pay down your Bridgit loan. No rush, you have up to 24 months.
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Disclaimer
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
1 The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.79% and government charges apply.