Buy your next 
property on your terms

24 hour bridging loan approval

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From what is, to what’s next

Buy now, sell later. Starting fresh. Using your home to do more. Whatever comes next, we’ll help you move forward with confidence.

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Bank-grade security

Every transaction, document, and piece of data is secured with industry-leading protection.

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Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

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Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

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Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green unlocked padlock icon on black background.
Bank-grade security

Every transaction, document and piece of data is secured with industry leading protection.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green stopwatch showing time at ten minutes past two.
Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green and blue vintage telephone handset with speaker and microphone holes.
Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green 3D house icon with windows and an arched doorway.
Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.

Alternative Home Loan Lenders

How to Maximise Property Equity With Alternative Home Loan Lenders

Finding reliable and efficient alternative home loan lenders, like Bridgit, has become more and more important for Aussie homeowners. We cater to the specific needs of modern borrowers by offering innovative bridging loans and making property transactions easier.

Let’s take a look at alternative lending and how Bridgit’s approach can help a variety of homeowners, from retirees looking to downsize to families in need of more space.

Bridgit’s Unique Approach to Bridging Loans
Why choose Bridgit’s bridging loan offers?

At Bridgit, we recognised the gap in the Australian market for efficient bridging loans, leading many to search for alternative home loan lenders that offer short term property loans in Australia.

That’s why we’ve stepped in with bridging loans tailored for today’s homeowners. Our bridging loans are short term loans secured against property – usually used to purchase a new property before selling an existing one. Since we began our operations in 2021, our mission has been to empower Aussies with immediate access to their property’s value.

Our innovative technology accelerates the process, making it possible for people to move from waiting on traditional, sluggish finance methods, to moving forward with life’s milestones with ease.

How do alternative home loan lenders differ from traditional banks?

Traditional banking systems often get bogged down with cumbersome, manual processes, stretching the short term property loan approval from several days to weeks. As a pioneer of alternative home loan lenders, Bridgit differs from traditional loan providers with custom-built technology to streamline the lending process.

We offer an online loan application that can be completed in five to ten minutes, with approval offers within twenty-four hours and settlements in just a few days. This efficient process starkly contrasts with the lengthy timelines associated with conventional banks, offering a much more convenient and user-friendly short term home loan experience for homeowners eager to move forward.

What are the benefits of choosing an alternative home loan lender?

Opting for alternative home loan lenders like Bridgit brings a host of benefits to discerning homeowners. Firstly, our bridging loans enable better decision-making, providing the luxury of time to secure the best deal on your current property. Notably, Bridgit eliminates the burden of double mortgages by refinancing your existing mortgage.

Our fast settlement process, often completed in just a few days, means no missed opportunities in securing your next dream home, especially for those looking into investment properties or unique property types.

Additionally, our affordable home financing solution saves customers from the costs associated with temporary living arrangements like rentals, storage, or multiple moves. With Bridgit, the journey to your next home can be faster and more cost-effective.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.

When a Bridging Loan fits your move

When a Bridging Loan fits your move

No monthly repayments
Set-up fee from 0.60%
Min $300k, max $10M
Up to 24-month loan terms
Owner-occupied or investment
Up to 85% LVR

You want to buy first, sell later

Take the pressure off selling. Secure your next home without the wait

You need fast, flexible funding

Access approvals in as little as 24 hours, so you can keep things moving

Your equity is tied up in your home

Free up funds from your current home to support your next step

Your situation is temporary

Cover the gap with a short-term loan built for the in-between

How it works

Apply instantly

Submit your application, we'll assess within 24 hours

Buy now

Move forward knowing your finance is sorted

Sell later

When your old home sells, you settle the loan

What’s next for you?

Every journey is different. Choose your path and we’ll help you take it.

Your bridging experts

When we started, no one specialised in bridging loans – so we changed that. We knew that bridging loans opened up possibilities for homeowners to turn built-up equity into progress, all on their own terms. Today, we help Australians unlock wealth with flexible finance that makes that progress possible, sooner.

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Tech first. People first.

Everything we do is to help you make progress in your life. That’s why we’ve designed industry-leading technology. Our platform is purpose-built for speed and simplicity. Applications are digital and clear. Approvals come in hours, not weeks.

When tech works like it should, our bridging experts can focus on what really matters, helping you move forward.

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Life moves.
Here’s how we can help

Bridgit helps homeowners move forward with confidence.

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Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.



1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.



^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.