Buy your next 
property on your terms

24 hour bridging loan approval

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From what is, to what’s next

Buy now, sell later. Starting fresh. Using your home to do more. Whatever comes next, we’ll help you move forward with confidence.

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Bank-grade security

Every transaction, document, and piece of data is secured with industry-leading protection.

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Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

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Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

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Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green unlocked padlock icon on black background.
Bank-grade security

Every transaction, document and piece of data is secured with industry leading protection.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green stopwatch showing time at ten minutes past two.
Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green and blue vintage telephone handset with speaker and microphone holes.
Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green 3D house icon with windows and an arched doorway.
Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.

Bridging Loan Australia

Get Expert Insights Into The Bridging Loan Australia Relies On

Get Expert Insights Into The Bridging Loan Australia Relies OnIf you’re looking for a bridging loan Australia-wide, Bridgit has got you covered.

When you’re thinking about moving to a new home, it’s normal to feel intimidated by all the financial information that’s required between buying that dream property and selling the current one. A bridging loan can aid the transition, giving you the opportunity to access the equity in your current property to buy before you sell.

In this article, you will find answers to questions such as ‘What is a bridging loan Australia?’ or ‘How does a bridging loan work?’ Read on to learn more about bridging loans!

Bridgit’s bridge loan advantages
The smooth application procedure

Have you been looking for a bridging loan Australia-wide? At Bridgit, we understand that every moment counts in the journey to securing your new home. That’s why our tech-first approach ensures a swift and seamless application process that caters to your time-sensitive requirements.

Our eligibility criteria are straightforward. To qualify for a bridging loan Australia-wide, you must:

    • have a good credit history;
    • be an Australian citizen or permanent resident over the age of eighteen;
    • borrow against a property in Australia; and
    • have a government ID, such as a passport or driver’s licence.

Fill out our online form, provide some essential details, and receive an update on your application status within twenty-four hours of submission. If you want to move forward with your loan offer, simply pay the upfront deposit, which will be taken off the total loan amount when you settle, and advance your application to the next stage.

Once we have appraised the property and completed verifications, you can sign the necessary documents digitally and have everything settled in as little as a few days.

Being prepared for time-sensitive opportunities

We know the disappointment of spotting the perfect property only to be hemmed in by the pending sale of your current home. That’s why we’re here to help you out with quick bridging loans so you never miss out on these golden opportunities.

Unlike your average property loan, our bridge loans are designed to be flexible and fast, fitting smoothly into your property journey and helping you overcome obstacles.

Saving on transitional costs

Moving between homes should be an exciting and enjoyable experience, not marred by escalating costs. By leveraging bridging finance, you can cushion yourself from the expenses of temporary living, storage, and moving. This can lead to significant savings, especially for those who require a short-term solution before finalising their property transactions.

More decision-making freedom

When it comes to selling your property, it’s important to avoid rushing into decisions that you might later regret. As bridging loan providers, we are thrilled to offer you the freedom to do things at your own pace. Having access to the necessary funds for your new purchase means that you can take your time to arrange the sale of your property.

Go ahead and buy your next property while you carefully consider the best possible deal on your current residence.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.

When a Bridging Loan fits your move

When a Bridging Loan fits your move

No monthly repayments
Set-up fee from 0.60%
Min $300k, max $10M
Up to 24-month loan terms
Owner-occupied or investment
Up to 85% LVR

You want to buy first, sell later

Take the pressure off selling. Secure your next home without the wait

You need fast, flexible funding

Access approvals in as little as 24 hours, so you can keep things moving

Your equity is tied up in your home

Free up funds from your current home to support your next step

Your situation is temporary

Cover the gap with a short-term loan built for the in-between

How it works

Apply instantly

Submit your application, we'll assess within 24 hours

Buy now

Move forward knowing your finance is sorted

Sell later

When your old home sells, you settle the loan

What’s next for you?

Every journey is different. Choose your path and we’ll help you take it.

Your bridging experts

When we started, no one specialised in bridging loans – so we changed that. We knew that bridging loans opened up possibilities for homeowners to turn built-up equity into progress, all on their own terms. Today, we help Australians unlock wealth with flexible finance that makes that progress possible, sooner.

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Tech first. People first.

Everything we do is to help you make progress in your life. That’s why we’ve designed industry-leading technology. Our platform is purpose-built for speed and simplicity. Applications are digital and clear. Approvals come in hours, not weeks.

When tech works like it should, our bridging experts can focus on what really matters, helping you move forward.

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Life moves.
Here’s how we can help

Bridgit helps homeowners move forward with confidence.

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Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.



1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.



^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.