Buy your next 
property on your terms

24 hour bridging loan approval

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From what is, to what’s next

Buy now, sell later. Starting fresh. Using your home to do more. Whatever comes next, we’ll help you move forward with confidence.

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Bank-grade security

Every transaction, document, and piece of data is secured with industry-leading protection.

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Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

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Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

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Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green unlocked padlock icon on black background.
Bank-grade security

Every transaction, document and piece of data is secured with industry leading protection.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green stopwatch showing time at ten minutes past two.
Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green and blue vintage telephone handset with speaker and microphone holes.
Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green 3D house icon with windows and an arched doorway.
Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

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Bridging Loan Melbourne

If you live in Melbourne and need bridge finance, you’ve probably looked up ‘bridging loan Melbourne’. Like you, many other Melbourne dwellers seek a bridge home loan to purchase their dream house without selling their existing property first. The good news is that you don’t have to visit a traditional bridging company in person now that online lenders make it easy to apply for a bridge loan from anywhere.

Bridgit is among the top-trusted online bridging loan lenders in Australia. Whether you’re looking to downsize into a smaller home for your retirement or upsize into a bigger space to fit your growing family, Bridgit can help. With our personalised gap financing

When a Bridging Loan fits your move

When a Bridging Loan fits your move

No monthly repayments
Set-up fee from 0.60%
Min $300k, max $10M
Up to 24-month loan terms
Owner-occupied or investment
Up to 85% LVR
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You want to buy first, sell later

Take the pressure off selling. Secure your next home without the wait

You need fast, flexible funding

Access approvals in as little as 24 hours, so you can keep things moving

Your equity is tied up in your home

Free up funds from your current home to support your next step

Your situation is temporary

Cover the gap with a short-term loan built for the in-between

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How it works

Apply instantly

Submit your application, we'll assess within 24 hours

Buy now

Move forward knowing your finance is sorted

Sell later

When your old home sells, you settle the loan

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What’s next for you?

Every journey is different. Choose your path and we’ll help you take it.

Downsize

Upsize

Invest

Renovate

Separate

Retire

Your bridging experts

When we started, no one specialised in bridging loans – so we changed that. We knew that bridging loans opened up possibilities for homeowners to turn built-up equity into progress, all on their own terms. Today, we help Australians unlock wealth with flexible finance that makes that progress possible, sooner.

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Tech first. People first.

Everything we do is to help you make progress in your life. That’s why we’ve designed industry-leading technology. Our platform is purpose-built for speed and simplicity. Applications are digital and clear. Approvals come in hours, not weeks.

When tech works like it should, our bridging experts can focus on what really matters, helping you move forward.

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Learn about our loans

We believe finance should never hold you back from taking the  next step.

That’s why our loans combine fast approvals, flexible terms and real human support. So whatever your path, you can keep life moving.

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Bridging Loan

Buy first and sell when you’re ready to avoid the limbo between homes

Understand your options

Learn more about bridging finance, home equity loans, and everything in between

Calculator

Find out what’s possible - calculate your borrowing power today

Rates

Know exactly what you’ll pay, simple and upfront

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Life moves.
Here’s how we can help

Bridgit helps homeowners move forward with confidence.

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Trustpilot
Trustpilot
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Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

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Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.



1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.



^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.