Buy your next property on your terms

24 hour bridging loan approval

Why Bridgit?

24 hour approval

Progress quickly and buy with confidence. We will come back to you regarding an approval offer in under 24 hours.

No monthly repayments

Avoid the added stress of monthly fees. Repay your loan in one sum after the sale of your existing property.

No missed opportunities

Don't miss out because of slow processes. Unlock your property equity in 24 hours.

Apply now

Short Term Private Lenders

Owner-occupied
Investment
Residential Bridging Loan
Buy now, sell later

No monthly repayments

Set-up fee from 0.79%

Min $300k, max $4M

8.49
%
p.a.

Variable intro rate

We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
i
8.58
%
p.a.

Comparison rate^

Up to 12 month loan term
Up to 80% LVR
Downsizers, upsizers, retirees
Owner-occupied
Investment
Residential Bridging Loan
Buy now, sell later

No monthly repayments

Set-up fee from 0.79%

Min $300k, max $4M

8.99
%
p.a.

Variable intro rate

We offer an introductory rate for the first 6 months of the loan term which includes a 1% discount.
i
9.09
%
p.a.

Comparison rate^

Up to 12 month loan term
Up to 80% LVR
Downsizers, upsizers, retirees

Get 24 hour approval

Why buy before you sell with Bridgit?

No income verification

We assess loans based on property equity and asset position.

No monthly repayments

No monthly repayments or fees for the duration of the loan term

No double mortages

We’ll pay your existing mortgage, so you don’t have to worry about two mortgages at once.

Save on temporary living

Move into your home sooner and avoid short-term rental, storage and moving costs.

No missed opportunities

Don’t miss out because of slow processes, unlock your property equity in 24 hours.

Trusted by customers who Bridgit

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21 Feb 2022

Customer Service at its best

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

14 Feb 2022

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

20 Jan 2021

Great Team.

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

22 Dec 2021

The team at Bridgit were remarkably talented

The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.

- Jehan Fernando

20 Dec 2021

We are so happy we chose Bridgit

We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.

- Felicity F

13 Dec 2021

Bridgit was phenomenal

Bridgit was phenomenal in getting our pre-approval ready (within hours!). Easy to deal with and they knew exactly where my application was at.

- NH

13 Dec 2021

Quick and simple process

I had never dealt with Bridging Finance as a Broker previously & Bridgit made the process quick & simple. I could get quick help & support that helped me navigate my first Bridging Finance application.

- Chris

13 Dec 2021

I approached Bridgit with a scenario

I approached Bridgit with a scenario that needed to be settled within 12 days. The deal was lodged within 48 hours. My clients achieved a great result in the time frame required.

- Benjamin Sutton

13 Dec 2021

Definitely worth a try

If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.

- Michael

07 Feb 2024

Customer Service at its best.

Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.

- Sue Farnham

11 Nov 2023

Going above and beyond for results

The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.

- Nicole Fox

11 Nov 2023

Great Team

During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.

- MTW

20 Oct 2022

The team at Bridgit were remarkably talented

The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.

- Jehan Fernando

24 Jun 2022

We are so happy we chose Bridgit

We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.

- Felicity F

20 Dec 2021

Definitely worth a try

If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.

- Michael

20 Dec 2021

Bridgit was phenomenal

Bridgit was phenomenal in getting our pre-approval ready (within hours!). Easy to deal with and they knew exactly where my application was at.

- NH

21 Feb 2022

Quick and simple process

I had never dealt with Bridging Finance as a Broker previously & Bridgit made the process quick & simple. I could get quick help & support that helped me navigate my first Bridging Finance application.

- Chris

23 Nov 2022

I approached Bridgit with a scenario

I approached Bridgit with a scenario that needed to be settled within 12 days. The deal was lodged within 48 hours. My clients achieved a great result in the time frame required.

- Benjamin Sutton

Get 24 hour approval
with Bridgit

01

Submit application

Apply online and receive 24 hour approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lender processes on refinance (if applicable).

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 12 months.

Get same day approval with Bridgit

01

Submit application

Apply online and receive same day approval. Tell us some details about yourself and see how much you can borrow.

02

Accept the offer

Accept your loan offer by making a small upfront deposit and progress your application to the next stage.

03

Purchase your property

Once we’ve valued the property and completed final verifications, sign the documents and you are on your way to settlement in as little as 48hrs*.

*Subject to the loan scenario and outgoing lenders processes on refinance (if applicable.)

04

Sell

Sell your existing property and pay down your Bridgit loan. No rush, you have up to 6 months.

Apply now

It’s as easy as...

Apply in minutes

Quick and simple online application, with bank level security and encryption.

1

Fast approval

Get approved within 24 hours and progress with confidence.

2
3

Unlock your property equity

Make the most of opportunities! Repay the loan once your existing home has sold.

Frequently Asked Questions (FAQ)

What is a short-term private lender?

Short term private lenders are entities that provide short term finance and are primarily characterised by their flexibility and less stringent regulations compared to traditional banks. These direct private lenders can be individual investors or specialised firms. The loans they offer are typically for a duration of twelve months or less, designed to bridge funding gaps or address immediate cash flow issues.

Bridgit, as a leader in this sector, demonstrates this with its unique offerings for Australian homeowners. We provide the advantage of moving into a new home sooner, saving on temporary living and storage costs. Our service includes covering existing mortgages, thereby relieving customers of the burden of managing double mortgages.

Additionally, we provide homeowners with the option to convert existing equity into funds before selling, tailoring our services to improve the lending process and empower our customers to progress in life.
What types of loans do short-term private lenders typically offer?

Short term private lenders offer a variety of loans, mainly categorised into short term property finance, quick personal loans, and business loans. Bridgit specialises in providing real estate loans for property purchases, renovations, and construction, and we’re well-known for our adaptable solutions.

We uniquely focus on alternative home loans and provide flexible short term home loan rates, ensuring each loan aids in achieving property goals and setting a high standard in short term private lending.

Our bridging loan product stands out with features like buying now and selling later, equity release before selling, and covering existing mortgages to prevent double mortgages.

How quickly can one get funded through a short-term private lender?

Short term private lenders are known for their quick funding times, significantly outpacing traditional banks with their online loans. Their streamlined and less formal application processes enable rapid approvals, often allowing borrowers to receive funds in as little as twenty-four hours.

This efficiency for potential same day loans is particularly beneficial for those needing urgent financial support, showcasing the private money lenders’ commitment to prompt and effective service.

Bridgit enhances this efficiency by leveraging technology to streamline the bridge financing process. Our application takes just five to ten minutes, and we offer a twenty-four-hour approval process with the potential for settlement in just a few days for expedited funding.

Moreover, we uniquely offer no monthly repayments, demonstrating our commitment to a customer-centric borrowing experience. While we do have a set-up fee, it is structured transparently to avoid any surprises, ensuring you understand the full terms of your loan from the outset.

Our dedicated partnerships team is always at hand, guiding borrowers and their clients at every step, solidifying Bridgit’s status as not just one of Australia’s short term private lenders but a trusted ally in the property journey. This comprehensive approach showcases how Bridgit is transforming the landscape of property dreams into tangible realities.

Bridgit: Pioneering the Future of Home Financing

At Bridgit, we’re redefining the landscape of short term financing in Australia. Established in 2018, our aim was simple yet profound: to empower Aussies with innovative finance options, enabling them to secure their dream homes without the need to sell their current properties first. As specialists in bridging loans and alternative home loan options, we’ve identified and filled a crucial gap in the market.

Our tech-first approach not only speeds up the approval process but also ensures a seamless, hassle-free experience for our clients. Bridgit stands as a symbol of progress, providing short term home loan options that are both efficient and beneficial.

Whether it’s a loan for a short term rental property or a short term home equity loan, our solutions are tailored to meet the evolving needs of Australian homeowners. Our commitment goes beyond mere transactions; we’re here to guide you towards making informed decisions and taking confident steps in your property journey.

With Bridgit, your next perfect property is just a loan away.

Bridging essentials

Bridging essentials

Bridging essentials

Bridging essentials

Bridging essentials

Bridging essentials

Bridging essentials

Aussie based crew

We’re here to help, if you have any questions get in touch

Weekdays 9am – 5:30pm AEST

Disclaimer

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

^Comparison rate is calculated on a $150,000 secured loan over a 25-year term where a minimum repayment of 40% of the initial loan amount is made within the first 6 months of the loan commencing. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.79% and government charges apply. A minimum repayment of 40% of the initial loan amount must be made within the initial 6 months to remain on the introductory rate. This can be achieved through sale of a property or other contributions.