Buy your next 
property on your terms

24 hour bridging loan approval

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From what is, to what’s next

Buy now, sell later. Starting fresh. Using your home to do more. Whatever comes next, we’ll help you move forward with confidence.

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Bank-grade security

Every transaction, document, and piece of data is secured with industry-leading protection.

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Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

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Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

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Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green unlocked padlock icon on black background.
Bank-grade security

Every transaction, document and piece of data is secured with industry leading protection.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green stopwatch showing time at ten minutes past two.
Lightning-fast approvals

Life doesn’t wait around, and neither should your finance. Apply today, get an answer as soon as tomorrow.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green and blue vintage telephone handset with speaker and microphone holes.
Real people, real service

Our team is here to make things easy. Talk to real people who care, and who know how to keep things moving.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.
Green 3D house icon with windows and an arched doorway.
Trusted by homeowners

We help Australians upsize, downsize, renovate and start their next chapter. Whatever the step, we can help you get there.

Rounded square with a light green background and a subtle gradient.Rounded rectangular card with a pale green background and no visible text or graphics.Blue checkmark icon indicating confirmation or completion.Vector graphic illustration of a blue spiral staircase with six steps viewed from above.

Bridging Loans Australia

Ever Wonder How To Find Bridging Loans Australia Can Trust? Bridgit Is Here!

Navigating the fluctuating Australian property market and needing bridging loans Australia can trust? Caught between selling your cherished home and securing your next dream space?

Enter Bridgit: your guide to the world of bridging loans Australia-wide. Let’s peel back the layers of this financial solution, helping you bridge property goals seamlessly and fully understand topics like ‘How does a bridging loan work?’

Introduction to Bridging Loans and Bridgit’s Edge

The Contemporary Australian Bridging Loan Landscape

Bridging loans, colloquially known as bridging finance, present a lifeline to Aussies wishing to transition homes seamlessly. Traditionally viewed as a last-ditch effort due to simultaneous mortgages’ financial implications, their relevance has surged in recent years.

Notably, homeowners grapple with a dual obligation: servicing both their original mortgage and the bridge loan. Coupled with typically steeper bridging loan interest rates and a stringent twelve-month repayment deadline, this journey can be taxing.

Bridgit: A Trailblazer in Bridging Finance

In an effort to reshape every bridging loan Australia-wide, Bridgit rose to prominence as an innovator with a clear intent: to demystify these short-term loans. Our goal is to make bridging loans both accessible and appealing, regardless of market unpredictability.

The Bridgit Advantage in Bridging Finance

Treading Beyond Traditional Financing

Bridgit transforms the traditional financing landscape with its unmatched flexibility and customer-centric approach. We have rapidly carved ourselves out as an exemplary short-term property finance solution, empowering homeowners to unlock their property’s equity for new purchases before saying goodbye to their current homes.

Traditional bank avenues, while highly regarded, often fall short of matching the flexibility homeowners seek today. They may remain elusive or unreliable to those in a race against time, but with bridging finance, the narrative shifts and the benefits of bridging loans become more apparent.

Swift, Transparent, and Hassle-Free: Bridgit’s Unparalleled Bridging Loan Experience

Our efficient application process takes five to ten minutes, with an impressive twenty-four-hour bridging loan approval process.

Additionally, we expedite the settlement process, completing it in just a few days. What truly sets us apart is our customer-friendly financial structure.

We provide no annual fees, monthly fees, or early repayment fees. With us, you no longer have to worry about managing your current mortgage at the same time as your new one; we’ll refinance it as well into the one loan, and you’ll see that we truly do provide bridging loans Australia can count on.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.

When a Bridging Loan fits your move

When a Bridging Loan fits your move

No monthly repayments
Set-up fee from 0.60%
Min $300k, max $10M
Up to 24-month loan terms
Owner-occupied or investment
Up to 85% LVR

You want to buy first, sell later

Take the pressure off selling. Secure your next home without the wait

You need fast, flexible funding

Access approvals in as little as 24 hours, so you can keep things moving

Your equity is tied up in your home

Free up funds from your current home to support your next step

Your situation is temporary

Cover the gap with a short-term loan built for the in-between

How it works

Apply instantly

Submit your application, we'll assess within 24 hours

Buy now

Move forward knowing your finance is sorted

Sell later

When your old home sells, you settle the loan

What’s next for you?

Every journey is different. Choose your path and we’ll help you take it.

Your bridging experts

When we started, no one specialised in bridging loans – so we changed that. We knew that bridging loans opened up possibilities for homeowners to turn built-up equity into progress, all on their own terms. Today, we help Australians unlock wealth with flexible finance that makes that progress possible, sooner.

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Tech first. People first.

Everything we do is to help you make progress in your life. That’s why we’ve designed industry-leading technology. Our platform is purpose-built for speed and simplicity. Applications are digital and clear. Approvals come in hours, not weeks.

When tech works like it should, our bridging experts can focus on what really matters, helping you move forward.

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Life moves.
Here’s how we can help

Bridgit helps homeowners move forward with confidence.

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Unlock your financial potential

Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.

Our disclaimers

Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.



1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.



^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.