Bridgit Blueprint: Helping investors grow their property portfolio with bridging finance

Welcome to the Bridgit Blueprint, your monthly dose of practical tools to help you tap into the power of bridging finance as a broker.

‍

This month, Nikki Pelizzoni, Bridgit’s National Sales Manager talks us through how bridging finance can help property investors leverage their existing equity and expand their portfolio (without needing to sell any current assets first). 

‍

How bridging can help your clients grow their property portfolio on their terms

Seasoned property investors know that when it comes to growing their investment portfolio, timing is everything. But lining up the sale of an existing asset with the purchase of a new property isn’t always easy or realistic. 

‍

But what if investors had the flexibility to jump on the best investment opportunities, access equity to improve a property before sale, or get ahead of tax planning.

That’s where bridging finance comes in. 

‍

‍

Bring your clients on the journey by explaining how bridging finance can benefit their investment journey:

• Proactive tax planning: Bridging allows you to manage your capital gains tax implications with the flexibility to buy and sell in different financial years, with the potential to optimise depreciation, too. 
• Access the best investment opportunities: Tap into the equity you’ve built in your existing assets to acquire more lucrative investments, such as larger or higher-yield investment properties.
• Funding when you need it: Move fast with timely access to finance to grow your property portfolio (and increase your earning potential).
• Unlock equity before you sell: Utilise the equity in your investment properties before selling - for example, to improve the property’s value or to consolidate other finances while you prepare for your next move.
• Shared investment property income used in servicing: We can improve your client’s servicing position by including 100% of the rental income on their existing investment property, as well as entire liability associated with it, even if they share ownership with an individual that is not party to the loan.

‍

Using bridging finance to jump on investment opportunities

With Bridgit, clients can purchase new investment properties quickly without needing to sell their existing assets. Here’s how it works:

‍

• Apply online in minutes, receive conditional approval within hours and settle within days to gain funding fast. 
• No monthly repayments mean investors can free up cash flow 
• No missed opportunities, with the ability to move fast and capitalise on time-sensitive deals—without needing to sell an existing asset first.

‍

With Bridgit, you can support your clients at a moment’s notice, too. Apply online in minutes and secure approval in 24 hours to get your clients moving sooner. 

‍

Keep in mind that bridging finance can’t be used to buy, renovate and sell the same property (known as property ‘flipping’). That’s because this process involves large structural renovations and usually requires funds beyond the bridging period. 

‍

Want to learn more?

Schedule a call with our team to learn more about bridging finance today.