Winner, Finder Innovation Awards 2023
Unlock funds for a deposit on a new home
To help with the staging costs to sell your home
To assist with the purchase of another property e.g. retirement home
Deposit on a new home
Contribute towards a property purchase
Purchase a land lease home
Purchase a retirement or community home
No more missed opportunities! Unlock your property equity now, sell later.
The Unlockit loan can be used to:
In order to qualify for the Unlockit loan you must be selling your existing property and be able to repay the loan before the end of your loan term.
The Unlockit loan is secured against the value of your existing property and has a simple structure with no monthly repayments, a speedy 5 minute application and approval within 24 hours.
Don’t miss out on your next property opportunity, apply for the Bridgit Unlockit loan today and unlock your property equity.
Set up fee from 1.5%
2 months interest free*
Min $75k, max $4M
Up to 6 months loan term
No monthly repayments
LVR up to 80%
Schedule a call
Fees can vary depending on your unique loan scenario.
From 1.50%
The set up fee starts from 1.50% and is calculated as a percentage of the total loan.
2 months
The first 2 months are interest free
From 0.67% p.m after interest free period
Loan amounts more than or equal to $500,000, interest is 0.67% p.m (8.21% p.a comparison rate^).
Loan amounts less than $500,000, interest is 0.85% p.m
(10.39% p.a comparison rate^).
Interest is calculated daily which means you only pay interest for the amount of days you go over the 2 months.
From $900
The deposit is paid to accept your conditional approval offer and allows you to move into the final stages of loan approval. On settlement we apply a credit of the same amount.
From $150 per valuation
We complete a valuation of the properties so we can confirm the final loan amount.
Vary by state
These fees generally include the mortgage registration fee, discharge fees, pexa fees and legal fees.
Complete our online application to find out what costs may apply to your unique scenario (don’t worry it doesn’t cost anything to apply!).
Apply nowEligibility requirements
Postcode requirements
No income or expense
details required
Quick and simple online application, with bank level security and encryption.
Get approved within 24 hours and progress with confidence.
Make the most of opportunities! Repay the loan once your existing home has sold.
07 Feb 2024
Everyone I dealt with at Bridgit was helpful and responsive. Candice (BDM) checked in with me regularly to make sure everything was going smoothly and Andrew kept me in the loop. I recommend Bridgit highly.
- Sue Farnham
11 Nov 2023
The priority that was placed on this file and constant updates was truly appreciated. Thank you for using common sense and finding a solution for our client’s needs on an oddly zoned security.
- Nicole Fox
11 Nov 2023
During the stressful times of obtaining Finance, the BRIDGIT Team came to the fore. We are most grateful for their advice and support.
- MTW
20 Oct 2022
The team at Bridgit were remarkably talented and understands the pressing issues the situation demands. I cannot thank them enough for stepping up to a life saving situation for customers.
- Jehan Fernando
24 Jun 2022
We are so happy we chose Bridgit over a bank. Tom, George and Ken assisted us all the way. They explained everything and made the process easy and stress free. We cannot recommend Bridgit highly enough.
- Felicity F
20 Dec 2021
If you're thinking about getting a bridging loan I'd recommend giving Bridgit a try. I found Bridgit to be way more efficient than the big banks. The communication was great too.
- Michael
20 Dec 2021
Bridgit was phenomenal in getting our pre-approval ready (within hours!). Easy to deal with and they knew exactly where my application was at.
- NH
21 Feb 2022
I had never dealt with Bridging Finance as a Broker previously & Bridgit made the process quick & simple. I could get quick help & support that helped me navigate my first Bridging Finance application.
- Chris
23 Nov 2022
I approached Bridgit with a scenario that needed to be settled within 12 days. The deal was lodged within 48 hours. My clients achieved a great result in the time frame required.
- Benjamin Sutton
Bridgit Loan
Disclaimer
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for interest only loans will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Bridging Loan set up fee is from 0.99% and government charges apply.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
