Learn
From how it works to when it helps, explore everything you need to know about bridging finance and making your next move.
Guide to bridging loans
Found your dream home but haven’t sold your existing property? Is your bank taking too long to give you mortgage approval? Are you looking to renovate and then sell? A bridging loan could be for you.
Read more.png)
Timing is everything. Now you’ve got 24 months of it
In a fast-moving market, timing is the difference between seizing an opportunity and missing out on it. For many homeowners, the goal is simple: secure your next move while ensuring your current property is market-ready to achieve the best possible price.
Behind the deal
Welcome to Behind the Deal. A new series where we hear from one of Bridgit’s experts on what’s happening in the industry to help you move faster. Meet Lucas Horne, our QLD State Manager. Read his observations and insights below.
Bridgit joins Specialist Finance Group lending panel, expanding access to its market-leading bridging solutions
Leading fintech Bridgit today announced it has joined the Specialist Finance Group (SFG) lending panel, expanding its bridging loan solutions across SFG’s national broker network.
Buy now, sell later: How to secure your next move first
For many homeowners, the opportunity to secure a new home often arises before they have finalised the sale of their current one. Whether your clients are upsizing or downsizing, the ability to act decisively in a fast-moving market is a major competitive advantage.
How a single-security loan supported an off-the-plan on-sell
Navigating a property settlement can often present significant financial challenges, especially when your long-term goals shift during the process.
Bridgit Blueprint: How bridging helps clients consolidate their finances
Bridging finance isn’t just about helping your clients buy now and sell later. In fact, bridging can be a handy solution for clients seeking solutions to consolidate their finances and regain control before selling their home.
Bridging a Multi-Generational Upsize
Find out how our bridging solution helped three generations upsize together — without delays or restructuring.
Bridgit Blueprint: Helping investors grow their property portfolio with bridging finance
Discover why bridging finance can be a smart tool for property investors. Nikki Pelizzoni, Bridgit’s National Sales Manager explains how it can help property investors leverage their existing equity and grow their portfolio.
Securing a tightly held land lease home with our single-security solution
Find out how we helped a retiree to jump on an opportunity to secure their dream home without needing to liquidate any investments or super.
%202.webp)
Bridgit joins Specialist Finance Group lending panel, expanding access to its market-leading bridging solutions
Leading fintech Bridgit today announced it has joined the Specialist Finance Group (SFG) lending panel, expanding its bridging loan solutions across SFG’s national broker network.
Lender spotlight: Bridgit co-founder Aaron Bassin on tech's disruption of the loan market
Aaron Bassin, CEO of Bridgit sits down with The Australian Broker to share how brokers can benefit from both Bridgit's rapid growth and the growth of increased technology use across the wider loan industry in Australia.
Bridgit named as one of Australia’s fastest growing companies in 2024!
We are thrilled to announce that Bridgit has been recognised as one of Australia’s fastest-growing companies in 2024, achieving prestigious rankings across three renowned lists.
Perfect timing: How bridging loans are keeping house hunters in the game
With time a luxury most property hunters can’t afford, bridging loans are proving a useful solution to help Australians as they jostle for the next rung on the property ladder. Aaron Bassin and Stephen Doyle sit down with Ben Squires to explore the forces behind the rise of bridging loans, and why brokers must have them in their toolkit.
Fintech non-bank lender Bridgit secures $250 million facility with Citi
The increase in funding allows Bridgit to support $1bn annually in residential property transactions, making bridging finance accessible to more Australians.
How Aussie bus driver became mortgage free in 9 months
An Aussie bus driver who was struggling to pay down his debt after his repayments doubled has revealed the steps he took to become mortgage free.
Bridgit secures $125m to boost bridging finance offering
Australian fintech Bridgit has set its sights on transforming bridging loans, offering speed through technology where others have exited the niche asset class.
Bridgit recognised with Best Lending Innovation of the Year award
Bridgit has won the title of Best Lending Innovation at the Finder Innovation Awards 2023. This comes hot on the heels of news that Bridgit was a finalist in Finder’s annual awards program, which recognises Australia's most forward-thinking businesses.
Bridgit announced as a finalist in Finder Innovation Awards 2023
Bridgit has been named a finalist in the Best Lending Innovation category of the Finder Innovation Awards 2023 – the same category it won last year.
Types of short term property loans: explained
To help you make an informed decision about which loan is right for you, let’s dive into everything you need to know about the types of short-term property loans available.
How Bridgit’s bridging loans are meeting the needs of brokers
At Bridgit, we’re proudly filling the gap in the market with a dependable bridging loan solution that meets the needs of Australian homeowners and the mortgage broking industry. Let’s run you through five key ways Bridgit is built with modern borrowers and brokers in mind.
Upsizing 101: A complete homeowners guide
While upsizing comes with a tonne of benefits, it’s important to understand how the process works and what it takes to secure an upsizer home loan. Not sure where to start? Keep reading to discover everything you need to know about upsizing as a homeowner.
The three types of home loan approval: explained
Let’s run you through the three key types of home loan approval you need to know about and the fastest way to secure loan approval as a homeowner.
5 top tips for preparing to downsize
Before you start your property search, there’s a stack of practical steps you can take to make the downsizing transition as smooth and stress-free as possible. Read this weeks blog to discover five practical downsizing tips that will help you make your move with ease.
A homeowners guide to borrowing against equity to buy a second property
To help you weigh up your options for your next property purchase, let’s run you through how equity works and how you can access the value in your current home to help you secure the keys to your next property.
What to expect from securing a digital home loan
Ready to find out what it's like to work with a digital lender to secure a loan? Let’s run you through how non-bank lenders work and what to expect every step of the way.
Five reasons why a bridging loan is great for downsizing
If you are planning to downsize, it may be relatively easy to sell your home in today’s competitive residential property market but buying a new property could prove a lot harder.
Bridgit Blueprint: Unlocking the value of bridging
This month, Stephen Doyle, Head of Distribution at Bridgit, highlights the true value of bridging finance, from saving on rental costs to enabling your clients to jump on the best property opportunities.
Bridgit Blueprint: Navigating bridging with confidence
This month, Colin Bentley, Head of Lending at Bridgit, takes us through why bridging is often misunderstood, and shares strategies to help you confidently present it as a valuable solution for your clients.
Why non-bank lenders are rising in popularity in 2022
With faster approval times, specialised loan products and more customised solutions, non-bank lenders are rising in popularity for borrowers across Australia. Let’s explore how non-bank lending is disrupting property finance and the opportunities it offers homeowners and buyers.
5 ways to add value through property renovations
Let’s walk you through five of the best ways to add value through renovations to help you get the best bang for your buck.
How technology is revolutionising the way Aussies buy property
Technology has changed our lives drastically over the last 2 decades and will continue to offer more and more opportunities to help us progress in our lives.
3 reasons why a bridging loan can help you buy your dream home
Here are the top 3 reasons why a bridging loan with us might be a good option for you!
To sell then buy or to buy then sell...that is the question
Six years ago, the concept of buy now, pay later revolutionised the way we consume material items. If we can buy first with every other material object, why not the roof we live under?
Get pre-approved for a bridging loan in under an hour
This week Bridgit was featured on the Today Show by finance editor and money expert, Effie Zahos. Courtesy of our proprietary technology, we are excited to announce that we now offer pre-approvals for bridging loans within the hour.
Why FinTech's are zeroing in on everything traditional lenders aren't
According to a recent EY fintech report, the global implementation of fintech has grown by over 48% in just three years and of the 27,000 surveyed, 96% demonstrated awareness of fintech.
Buy now, sell later: How to secure your next move first
For many homeowners, the opportunity to secure a new home often arises before they have finalised the sale of their current one. Whether your clients are upsizing or downsizing, the ability to act decisively in a fast-moving market is a major competitive advantage.
How a single-security loan supported an off-the-plan on-sell
Navigating a property settlement can often present significant financial challenges, especially when your long-term goals shift during the process.
Bridging a Multi-Generational Upsize
Find out how our bridging solution helped three generations upsize together — without delays or restructuring.
Securing a tightly held land lease home with our single-security solution
Find out how we helped a retiree to jump on an opportunity to secure their dream home without needing to liquidate any investments or super.
How bridging finance can support clients navigating marital separation
Find out how we helped two customers navigate marital separation, offering peace of mind during a challenging life transition.
Investment property settlement in three days
In the fast-moving world of real estate, speed is key. Here’s how we helped a Bridgit customer secure a bridging loan for an investment property that was ready to settle in just three days.
Quick settlement for Noosa downsizer after her auction win
Here’s how our BDM, Jolene Farrow, helped Shaun Jones, Senior Mortgage Broker at Mason Finance Group secure a loan for his client, a downsizer looking for a quick settlement when a traditional lender let her down after her auction win.
Helping Sydney retirees unlock their home's equity to meet financial needs
For many retirees, accessing the equity in their home can be a powerful way to meet financial needs. It can often be the key to unlocking much-needed funds for things like home improvements or other urgent needs.
City escape: Downsizing to a rural dream property with a single security loan
At Bridgit, we’re dedicated to helping our brokers and their clients navigate property transactions smoothly. Meet Arthur, a recent Bridgit customer who wanted to move from the Melbourne city to the countryside. Read more about how we made this Aussie homeowner’s dream move possible.
Life moves.
Here’s how we can help
Bridgit helps homeowners move forward with confidence.
.webp)
“I’m self-employed which is an obstacle that the banks have to take more time processing. Bridgit were accommodating and were able to provide a fast and effective solution.”
GilesBridgit customer
“It was a 3 day turnaround from when we first rang to when we were told we were able to make an offer on the property. It was incredible. It has made an incredible change to our lives.”
SharanneBridgit customer.webp)
“The process was so quick and easy with Bridgit, I managed to sign my declaration between the 10th and 11th hole at my golf course.”
KayBridgit customer
Unlock your financial potential
Progress starts with one conversation. Reach out to us today and discover how easy your next step can be.
Eligibility and approval is subject to standard credit assessment and not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.
1The Stay Rate will only apply if a repayment is made from the sale of Outgoing Properties (or another repayment method approved by us, at our discretion) and the repayment reduces the Amount You Owe to an amount that is equal to or less than your Residual Loan Balance.
^Comparison rate is calculated on a $150,000 secured loan over a 25-year term. For Upsizer loans, a Bridge Rate applies for the first 12 months, followed by a Stay Rate thereafter. For Downsizer loans, only the Bridge Rate applies. WARNING: This comparison rate is true only for the example provided and may not include all fees and charges. Different loan amounts, terms, or fee structures will result in different comparison rates. For interest-only periods, your loan balance does not reduce, meaning you may pay more interest over the life of the loan. Set-up fee from 0.60% and government charges apply.